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renters insurance

Award-Winning Renters Insurance

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Getting a Quote Is Easy

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Collect Info About Your Rental

Visit your favorite real estate website to locate your property's details.
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Pro Tip
Details such as your property's location and size influence your coverage needs.
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Take Advantage of Discounts

Save up to 5% when you bundle your renters and auto today.* Check out our other renters insurance discounts.
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Our Agents Are Here to Help

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1,700 Agents

Experts to help you get — and use — your coverage.
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“Best Insurance agent I've had by far! Easy online service. Everything can be done via email. I don't even have to step foot in the office. They take care of everything for me. My renters policy got me a discount on my auto! Business, Auto, Commercial, Property and Life. They do it all. No one has this kind of service anywhere. Proud to be a member of this family.” - Kendall, Colorado

What does renters insurance cover?

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Coverage for Your Things
Personal property coverage helps you with the costs of replacing your things should they be damaged by fire, theft, water damage and other covered losses.**
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Personal Liability Coverage
Accidents happen. As a renter, you can be held responsible for injuries to guests or damage to your apartment building. Personal liability helps protect you up to your coverage limits for property damage, first aid, medical expenses and court costs.**
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Loss of Use Coverage
Should your rental become uninhabitable due to a covered loss, our loss of use coverage can help you pay for additional living expenses — such as food or a hotel room.**
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    Identity Theft Protection
    Protect your good name and credit with this low-cost coverage, which protects you from the high costs of restoring your credit and identity.
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    Pet Insurance for Renters
    Protect your family pet with up to $1,000 in coverage. It helps pay certain veterinary bills and final expenses if they're injured during a covered event.
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    Travel Protection for Renters
    Whether you're traveling within your state or across the world, our partner’s customizable policy provides a variety of coverages — such as trip cancellation and global medical insurance — to keep you and your belongings safe while you're away.
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    Home-Based Business
    We offer limited liability coverage and business property protection for small-scale, home-based businesses, so you can worry less about logistics and focus more on your entrepreneurial ventures.
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    Diminishing Deductible
    Our Diminishing Deductible rewards you for being a responsible renter by crediting your deductible $100 each year, up to a maximum of $500.***
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Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America’s Best Insurance Companies by Forbes
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12 Million Customers

Reliable, quality coverage for customers across 19 states

More Renters Insurance Guidance

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Renters Insurance Resources

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Advice for Renters

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More Renters Advice

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Renters Insurance Quote in Minutes

  • Affordable coverage that fits your budget
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  • Award-winning customer service from your local agent
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The information on this webpage represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.

*Customers who bundle auto and renters policies may save up to 5% on both policies together (as of July 2022). Discounts may vary by state, property, policy form and company underwriting the auto and/or property policy. Discounts may not apply to all coverages on an auto or property policy.

**Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options.

***Diminishing Deductible does not apply to all property deductibles. Named storm deductible applies only to GA. Policy maximum limits are $500 for renters. This coverage is not available in MN at this time.