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Motorcycle Insurance Discounts

Having the right kind of motorcycle insurance shows you care about protecting your dreams. And if you’ve outfitted your rig with custom parts and expensive upgrades, you know how important it is to protect your big investments. We want to reward you for your dedication to building a safe, quality motorcycle. So how do you save money on your motorcycle coverage?

From brushing up on your bike IQ to building a track record of safer habits, your neighborhood agent can help you discover ways to save with our motorcycle insurance discounts. Connect with your agent today to determine eligibility and start saving.

How to Save on Motorcycle Insurance

Getting a quote on motorcycle insurance is easy with American Family Insurance. Just reach out to your agent — or you can request a quote for motorcycle coverage online right now. You’ll not only start with a great rate, but you may be able to save even more cash by bundling and leveraging other motorcycle insurance for even deeper discounts.

Motorcycle rates can vary by state and ZIP code. And like auto insurance, some discounts are only allowed in certain states so be sure to check with your agent to build a motorcycle insurance discount plan for where you live.*

Popular Motorcycle Insurance Discounts

Cruise towards savings on your motorcycle policy with our popular motorcycle insurance discounts:

Multiple cycle discount

If you can’t quench your thirst for the road with just one motorcycle, that might not be the worst thing. Having multiple rides could help you save on your policy.

Multi-policy discount

Have multiple policies with us? That’s great! Bundling your policies is a great way to save. Get a bundled insurance quote to see what products you can add for a multi-policy discount.

Continuous coverage discount

At American Family, we reward smart habits. So, if you have no lapses in your motorcycle insurance coverage and keep it protected in the off-season, you could score a discount on your policy.

Qualify for Additional Motorcycle Insurance Discounts

We've got even more ways to save on your motorcycle insurance. From safe driving habits to streamlining your payments, we make it simple for you to save:

Motorist safety discounts

You deserve credit for being smart about safety. All riders can benefit from additional training, with great options offered at local motorcycle dealerships and community colleges. In most states, these training programs are held by the Motorcycle Safety Foundation (MSF). After completing the MSF coursework, get in the groove and save with our Motorcycle Safety Course discount.

Insurance payment discount

Streamlining your payment habits has its rewards when you take advantage of our Auto Pay, Full Pay and Paperless Discounts — all of which can help trim your insurance rates. Learn more about our insurance payment discounts.

Experienced and safe motorist discount

We’ll support your safe riding record with our Experienced Rider and Good Driving insurance discounts. Accident-free drivers and motorcyclists without violations or claims may be eligible for a reduced rate premium through our Good Driving discount. And veteran bikers can leverage those hard-earned years of riding safely with our Experienced Rider discount.

Have a Question About Your Motorcycle Insurance?

No two riders are alike, so knowing what kind of discounts and coverages you qualify for can be tricky. But we’re here to help! If you’ve still got questions, see our motorcycle insurance FAQs, study up on the variety of motorcycle insurance coverages we offer and learn more about why people choose American Family.

When you’re ready, your neighborhood American Family Insurance agent will be happy to explain all of our discounts further and help you choose a policy and price is right for your unique lifestyle. Connect with an agent today and get motorcycle insurance quotes with smart savings and customized protection for your two-wheeled dreams. You’ll get details on property damage coverage options, liability insurance rates and other key coverages that best protect you and your savings.

Remember to talk with your agent about additional discounts by bundling your car insurance and homeowners coverage. Big savings are just around the corner!

The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.

*Discount and savings amounts and eligibility will vary. Some restrictions apply.

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