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Water Backup & Sump Pump Failure Coverage

Home Insurance Add-On


  • Helps repair damages caused by a backed-up drain tile or failed sump pump
  • Protect your finances from losses that standard homeowners insurance doesn't usually cover

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What is water backup & sump pump failure coverage?

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Water Backup & Sump Pump Failure Coverage Examples

Water backup and sump pump failure coverage helps pay for costly basement repairs after a covered loss. It also helps replace damaged belongings. Learn more from the following examples.
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Did you know?
Installing smart water leak detectors can also help prevent water damage. You may even get insurance discounts with our Safe, Secure, Smart Home program.**
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Sewer System Failure

Backed-up sewer lines can overflow into your home and require expensive repairs. Adding water backup coverage to your home insurance policy can help you cover those unexpected costs.

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Sump Pump Overflow

Sump systems are designed to drain water but can fail when they lose power, break from age or too much water enters the basement. If yours fails and causes water damage, this policy may help to cover repairs or replacements.

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Blocked Drain Tile

Drain tiles absorb water in the ground and channel it away from your home’s foundation. Obstacles, such as tree roots, can interfere and put extra pressure on your sump pump. This coverage can help pay to restore the flow.

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