Dwelling Coverage
Home Insurance Add-On
- Protects the structure of your home and anything attached to it, such as your roof, walls and windows
- Helps pay for covered losses up to your policy's limit once you've met your deductible
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What is dwelling coverage?
Dwelling Coverage Examples
Learn how dwelling insurance helps protect your home's structure after it's damaged by a covered event.
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Fire and Smoke Damage
Housefire and smoke damage can be costly to repair. Having enough dwelling coverage can help pay for its reconstruction.
Home Burglary Damage
An intruder breaks your window and takes your valuables. Dwelling coverage helps pay for covered losses up to your policy's limits.
Wind Damage
Strong winds send a tree into the side of your house, damaging your siding. Dwelling insurance can help cover repairs and replacements.
Frequently Asked Questions
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*Coverage provided by adding the Inland Flood optional endorsement. This endorsement does not satisfy mandatory flood insurance coverage should it be required by your federally regulated lender for your home mortgage or loan. This insurance product is not affiliated with the National Flood Insurance Program (NFIP).
**American Family Insurance is a participating company in the National Flood Insurance Program (NFIP). NFIP is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Flood insurance is a separate policy underwritten by NFIP.